The kind of finance writing we wish existed when we started — no hype, no jargon, no affiliate links to questionable products.
There are four federal income-driven repayment plans in play right now, and the math under each one is different. Here's how to actually tell which one fits your situation, without trusting the call center on the other end of the line.
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Public Service Loan Forgiveness is the most valuable program federal borrowers have access to — and the most misunderstood. Here's who actually qualifies, how the 120-payment count really works, and the three mistakes that delay people by years.
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Borrower's Defense to Repayment can discharge your entire federal student loan balance if your school misled you. It's also the most misunderstood program in federal student aid. Here's a plain-English read on who actually has a shot.
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